The Bank of Canada (BoC) yesterday decided to hold its overnight policy interest rate at 5.00%. The decision is good news to borrowers who’ve seen mortgage costs climb since March 2022. Having said that, the BofC core inflation metrics show minimal decline, leading them to continue their quantitative tightening policy. Below is a summary of […]

Metro Vancouver Housing Update: September 2023 The Metro Vancouver housing market witnessed a shift in September. While the year started with rapid price gains, the fall season has brought a more balanced market. Here’s a snapshot: Sales: Residential home sales reached 1,926, marking a 13.2% increase from September 2022 but 26.3% below the 10-year average. […]

Whether you’re a homeowner in Langley or simply interested in understanding the potential benefits of reverse loans, this page is your go-to resource for valuable insights and information. Our mortgage professionals are here to guide you through the intricacies of reverse loans, helping you unlock new financial possibilities and enjoy the peace of mind you […]

  Refinancing your mortgage can be a smart financial move, especially if you can take advantage of lower interest rates. However, before you apply for a refinance loan, it’s essential to consider some critical factors to ensure you make an informed decision. Here are the important things you should consider:   Your Credit Score – […]

  Are you thinking about buying a second home? Whether it’s a vacation home or an investment property, securing a second home loan can be a great way to achieve your real estate goals. However, it’s essential to consider some important factors before applying for a second home loan to make sure you make the […]